About Bankruptcy
Your Legal Rights During and After Bankruptcy: Making the Most of Your Bankruptcy Discharge
Do I Have to Reaffirm Any Debts?
No. Reaffirmation is always optional. It is not required by bankruptcy law or any other law. If a creditor tries to pressure you to reaffirm, remember you can always say no.
Next: Can I Change My Mind After I Reaffirm a Debt?
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